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Issued from Dubai

Crypto payout.
Card / Klarna payment.

Lexpay is a premium card issuer headquartered in Dubai. Card and Klarna payments globally — settled instantly in crypto. Built for privacy-first businesses and merchants others decline.

100% no KYC
Explore the Card
210+
Countries
T+0
Crypto Payout
99.2%
Approval Rate
Network
210+ countries
Crypto Settlement
T+0 · BTC · ETH · USDT
Americas
Europe
Asia
Dubai · HQ

Trusted globally

Powering payments across the world.

From Dubai to New York, Singapore to London — Lexpay processes millions of transactions every day for businesses and individuals who demand more from their payments.

2500+
Active Users
€50M
Monthly Volume
150+
Countries
99.97%
Uptime SLA
Lexpay global payment statistics dashboard
Visa
Mastercard
American Express
UnionPay
Apple Pay
Google Pay
Discover
JCB
Diners Club
PayPal
Klarna
SWIFT
DIFC
PCI DSS L1
ISO 27001
Visa
Mastercard
American Express
UnionPay
Apple Pay
Google Pay
Discover
JCB
Diners Club
PayPal
Klarna
SWIFT
DIFC
PCI DSS L1
ISO 27001
Visa
Mastercard
American Express
UnionPay
Apple Pay
Google Pay
Discover
JCB
Diners Club
PayPal
Klarna
SWIFT
DIFC
PCI DSS L1
ISO 27001
Visa
Mastercard
American Express
UnionPay
Apple Pay
Google Pay
Discover
JCB
Diners Club
PayPal
Klarna
SWIFT
DIFC
PCI DSS L1
ISO 27001

Why Lexpay

Crypto payout. Card / Klarna payment.

Every detail of the Lexpay programme is engineered for merchants who need reliability, privacy, and instant access to capital — anywhere in the world.

Global Card Acceptance

Accept Visa, Mastercard and Amex in 210+ countries. Multi-currency processing with real-time authorisation.

Crypto Settlement

Settle directly to your wallet in BTC, ETH, USDT and USDC. T+0, 24/7, no bank intermediaries.

High-Risk Ready

We onboard privacy-first, high-risk and regulated merchants that traditional processors decline.

Privacy by Design

Discreet statements, tokenised payments, and full control over data sharing. Your business stays yours.

Bank-Grade Security

PCI-DSS Level 1, tokenized payments, biometric approval, and 24/7 fraud monitoring from Dubai.

Multi-Currency Wallet

Hold AED, USD, EUR, GBP and CHF natively. Convert at interbank rates or withdraw in crypto.

Coming Soon

LexPayments Crypto Gateway

Receive crypto. Stay invisible.

The coins you get are 100% private and not readable for customers and government requests. Settle directly into self-custody wallets with zero third-party exposure.Read our privacy rules.

2.5% – 7% Fees
Competitive gateway rates across all supported chains
100% Private Coins
Untraceable on-chain — not readable by anyone
Government-Proof
Not readable for customers & government requests
Privacy Rules
Full anonymity under our strict privacy policy
LexPayments Crypto Gateway — private cryptocurrency settlement

Checkout

A checkout experience your customers actually enjoy.

Lexpay Checkout converts more sales with a frictionless, branded payment flow that works on every device, in every currency, with local payment methods built in.

  • One-tap checkout in 150+ countries
  • Smart 3D Secure routing
  • Tokenized card-on-file vault
  • Real-time fraud scoring
  • Instant webhooks & receipts
  • PCI-DSS Level 1 infrastructure
Lexpay checkout interface mockup

Merchant Suite

A trading floor for your business.

Real-time authorisations, instant crypto settlement and PCI-DSS Level 1 infrastructure — engineered in Dubai for high-risk and privacy-first merchants worldwide.

Search transactions, customers, invoices…
Volume · 30d
AED 4.82M
+ 18.4%
Approval Rate
98.7%
+ 0.6 pp
Avg. Ticket
AED 2,140
− 3.1%
Processing Volume
AED 482,910 today
1D7D30DQTD
Live Auth Stream
AUTHOKAE · Visa ••42
3DSPASSGB · Mastercard
AUTHOKUS · Amex
RISKHOLDRU · Visa
AUTHOKSG · Visa
Recent transactions
View all
Emirates Palace
Hospitality · 2m ago
+ AED 24,600.00
Burj Al Arab Spa
Wellness · 12m ago
+ AED 3,420.00
Refund · Cartier
Retail · 1h ago
− AED 1,890.00
Nobu DIFC
Dining · 3h ago
+ AED 2,140.00
Jet Aviation MEBA
Aviation · Yesterday
+ AED 188,000.00

*Pricing

One plan for every business.

Choose the plan that fits your business. Transparent fees, instant crypto payouts, no hidden costs.

Free

€0/month

Business users only. E-Commerce, SaaS, High-Risk E-Commerce, NSFW, Offshore Server Hosting, Privacy VPNs, and more.

  • 25% transaction fee
  • Accept cards & Klarna globally
  • Crypto payout (BTC, ETH, USDT, USDC)
  • Payouts every second week — Tuesday
  • Basic dashboard & reporting
  • Email support
Most popular

Business

€289/month

Lower fees, more industries, dedicated support. Includes gambling merchants.

  • 17.5% transaction fee
  • Everything in Free
  • Gambling merchants accepted
  • Dedicated Account Manager
  • 24/7 help & support
  • Weekly payouts — every Tuesday

Highclass

€589/month

Premium membership for high-volume merchants. More payout options and priority support.

  • 14.5% transaction fee
  • Everything in Business
  • Priority merchants accepted
  • More payout options & frequencies
  • Priority routing & settlement
  • Advanced API access

Enterprise

Custom

Premium support for businesses with high cashflow. Tailored to your exact needs.

  • Custom transaction fee
  • Everything in Highclass
  • Premium support & SLAs
  • Dedicated infrastructure
  • White-label options
  • High cashflow optimisation

Contact

Speak with our concierge.

Whether you're applying for membership or already a cardholder, our team in Dubai is available around the clock.

FAQ

Frequently asked.

Everything you need to know about the Lexpay programme. Still curious? Our concierge team is one message away.